Sidq Finance
Council No. 004 · Est. 2026 · Abu Dhabi

A verifiable record of Shariah compliance issued, renewed and revoked on‑chain.

Sidq Finance is an independent certification body for Islamic-finance products and consumer goods. Every certificate we issue is a cryptographically-signed artefact on a public ledger, auditable by regulators, verifiable by counterparties, impossible to silently alter.

Verify a certificate
Active certificates
1,284
across 41 jurisdictions
Council scholars
14
3-of-5 multisig per issuance
Average decision time
42d
from application to minting
Revocations ytd
7
each with public reasoning
The process

Four stages. One immutable record.

Every certificate we issue follows the same transparent path. Applicants know what to expect; regulators can reconstruct the history of any decision from public data alone.

01

Application

A company submits scope, structure, financing model and supply-chain evidence through the applicant portal.

Day 1
02

Due diligence

Two council scholars review documentation, conduct site visits where relevant and produce a non-public findings report.

Day 2 – 40
03

Multisig sign-off

Three of five council members co-sign the issuance transaction. No single scholar can issue a certificate alone.

Day 40 – 42
04

On-chain minting

The certificate is minted as an NFT on Mintlayer, valid for twelve months. The tx hash is the canonical record.

Day 42
Lifecycle

Renewed, or revoked: never quietly forgotten.

A certificate's life does not end at issuance. Renewals create a verifiable chain; revocations are published with the scholar's reasoning. Both are recorded on-chain, at the same address as the original.

Renewal

Ninety days before expiry the applicant is invited to renew. The council re-audits only the deltas scope changes, financial restructurings, supplier shifts. A fresh certificate is minted with a predecessor field pointing to the outgoing one, forming a continuous chain of custody.

FDQ-2024-000188
FDQ-2025-000188
FDQ-2026-000188

Revocation

If material breaches are identified between renewals, any two council members may propose a revocation. Four signatures from the five-member board execute it. The NFT is burned and replaced with a permanent revocation notice that carries the reasoning, the dissenting opinions (if any) and the evidence index.

Quorum4 of 5
Public reasoningRequired
Chain effectburn + notice NFT
Verification

Verify any Sidq Finance certificate.

Enter a certificate identifier or the Mintlayer transaction hash. The result is pulled from the public ledger. Nothing we show here lives solely on our servers.

Public verifier

Look up a certificate

All active, expired, renewed and revoked certificates are queryable here. The system reads the canonical state from Mintlayer; our database is a cache.

Try one
Reading from Mintlayer mainnet · block 284,917
·

Awaiting input

Paste an ID or transaction hash on the left. We'll resolve it against the registry and show the certificate's current state and full on-chain history.

Registrymtx1q…council
Multisig3-of-5 council
Records queryable1,284 active · 312 historical
Last issuance38 minutes ago
Specimen

What a certificate looks like.

Below is a rendered view of certificate FDQ-2026-000412. The same record is available as machine-readable JSON and as an NFT on Mintlayer.

FDQ-2026-000412 · Issued under Sidq Methodology v4.1

Al Barakah Foods Ltd.

Consumer goods, packaged foods · United Arab Emirates · DED / 1094872
Active
Renewal
Issued
2026-02-14
Expires
2027-02-14
Block height
284,917
Multisig
3-of-5 · mtx1...council

Scope

Product-level certification covering sourcing, processing, supply chain and financing structure for the listed SKUs manufactured at DIP Facility 2.

Covered products

Date syrupCold-pressed olive oilFortified flour

Reviewing scholars

Dr. Yusuf Al-Hashimi · Dar Al Sharia Lead reviewer
Shaykha Amina Rahmani · Sidq Finance Council Board member
Mufti Ibrahim Qadri · Independent Board member

On-chain identity

NFT contractmtx1q…sl-registry
Token ID#412
Tx hashmtx1qy9e2k7vh3…
PredecessorFDQ-2025-000301
SuccessorNone
Evidence hash0x4a…f29c

Standard

Reviewed under Sidq Finance Methodology v4.1 (AAOIFI-aligned, food-products annex). Supersedes v3.8 applicable to the predecessor certificate.

On Mintlayer · verified
mtx1qy9e2k7vh3d6u8rj5xsp0lma7c4fnzg2bqtwlv9
Open in explorer
Renewal chain
FDQ-2025-000301
FDQ-2026-000412
Renews 2027-02-14

Audit trail

2026-02-14 14:22 UTC
Certificate minted
mtx1qy9e...tgwlv9
2026-02-13 09:05 UTC
Final council sign-off (3-of-5 multisig)
2026-02-09 11:40 UTC
Site audit completed DIP Facility 2
2026-01-22 10:00 UTC
Due diligence opened
2026-01-15 16:12 UTC
Application received
On the go

Consumer-grade verification.

The same trust surface, optimised for a phone. Regulators and retailers run audits from the field; consumers in the aisle check a product before it enters their basket.

9:41 ▪▪▪ ◐
Sidq Finance
Scan to verify
Hold steady over the seal
Scan a seal
9:41 ▪▪▪ ◐
Sidq Finance
Active & compliant
Al Barakah Foods Ltd.
Consumer goods, packaged foods
Certificate FDQ-2026-000412
Expires 2027-02-14
Block 284,917
Signatures 3-of-5
Verified on Mintlayer
mtx1qy9e2k7vh3d6u8…
Valid certificate
9:41 ▪▪▪ ◐
Sidq Finance
Revoked 2025-04-18
Meridian Textiles PLC
Pakistan
Council reasoning

Undisclosed change in receivables financing structure outside of certified scope.

Quorum: 4 of 5 · Burn tx: mtx1q…burn
Revoked: reasoning shown
Governance

Independent scholars. A published methodology. Public dissent.

01 · Council

Fourteen scholars, five regional chapters

Members are appointed for non-renewable five-year terms by an external nominating committee. Conflicts of interest and financial disclosures are published annually.

02 · Methodology

AAOIFI-aligned, locally contextualised

Our screening and purification standards are versioned documents. Every certificate names the standard version it was reviewed under so historical decisions remain legible.

03 · Appeal

Three-stage appeals process

Applicants or affected third parties may contest a decision. The appellate panel is drawn by lot from members who did not participate in the original ruling.

Tweaks
Direction
Density
Editorial leans serif / institutional. Fintech leans sans / calm data.